The 2027 Social Security cost-of-living adjustment (COLA) is expected to be announced on October 14, with forecasts ranging from 3.4% to 3.6%, higher than the 2.8% increase in 2026. This could add about $70 monthly to the average retired worker's benefit. COLA is based on inflation data from July to September 2026. Social Security payments are sent on Wednesdays according to birth dates, while SSI payments have specific monthly dates, with two payments in October due to a calendar shift.
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