Author: Bessie Conway

As someone who has guided countless clients through the Baltimore and Maryland real estate landscape, I see firsthand how rent can become a significant financial burden—especially when it takes up more than 30% of income, a reality for many renters in our Black neighborhoods. That’s why I’m passionate about sharing opportunities that can shift the conversation from renting to building generational wealth. Maryland is currently offering up to $17,500 in grants for first-time homebuyers with low to moderate incomes—funds that can go directly toward down payments and closing costs. For many families across Baltimore County, Baltimore City, and beyond, this kind of support can be a real game changer on the path to homeownership.

August brought a noticeable shift in Maryland’s housing market. New listings dropped by 23.6%, and active inventory was down 13.7%. That means fewer homes available for buyers to choose from, even as the median sale price climbed to $445,000 and both median and average prices increased around 2.4%. Home sales also dipped 8.5%, with pending sales down just 1%. As someone who navigates these market changes daily in Baltimore County, Baltimore City, and the surrounding areas, I know how important it is to understand what’s behind the numbers—especially when inventory is tight but values remain strong. Whether you’re planning to buy, sell, or invest, having the right perspective makes all the difference.